Loaning business has been on/off here. Just like what you mentioned, @shasan has been hit hard as well of gamblers or loaners who didn't pay. So I guess it won't work here as gamblers might take advantage of him again and gain trust and then suddenly disappear. It only work in IRL as loan shark has muscle, if you don't pay for sure they will hunt you down. As opposed to this as we are all pseudo-anonymous and even if we trust someone, we will not know that he doesn't or will not pay until the last minute and there's no way for you to go after him. So that is a bad business preposition here, unless there are some collateral. But it's no longer the case in the lending section as they can get a loan without any collateral.