At the main page, there is About us at the bottom area with VIP program, Affiliate, Rewards and Terms of Service. I suggest the Toshi company to add FAQs there too.
FAQs is a shorter version of ToS with most common asked questions from guests and users. It will save a lot of time for people, especially guests who want to explore very basics about the Toshi platform, before actually register accounts and fund their account wallets.
No the problrm still exist and it hasn’t been resolved.