In fact, savings account interest rates at banks have become so low, much lower than inflation, that savers are literally losing money by keeping it in a bank account. More and more people are starting to realize this, so they are investing money from bank accounts through brokers into stocks, bonds, ETFs, crypto, etc. Of course, the possibility of higher returns always comes with much greater potential risk, such as investing in Bitcoin or crypto. Everyone must make such decisions for themselves and take responsibility for their financial choices.